Adverse Credit mortgages

Been turned down for bad credit? You may be surprised to hear that having bad credit won’t stop you from gaining mortgage approval. We’ve helped approve mortgages for hundreds of clients with bad credit.

If you have bad credit then you need to find ways to counterbalance the negative. Start by stabilising your spending habits. Ever since the Mortgage Market Review, lenders now ask for at least six months’ worth of your bank statements to help prove to a lender that you can be trusted to meet your monthly mortgage repayments. If you have the ability to do so, then having a large deposit works well to offset bad credit. Talk to our specialist mortgage advisors, who will tailor your mortgage deal to your specific needs.